The holiday season is not just a time for festivities but also a prime opportunity for cybercriminals to exploit heightened online activity. Here are the top seven cyber threats to watch out for and how to protect yourself:
1. Phishing Scams
•What It Is: Cybercriminals send fake emails, texts, or social media messages pretending to be legitimate retailers or delivery services. These messages often include links to fake websites designed to steal personal or financial information.
•How to Avoid: Avoid clicking on unsolicited links. Verify offers directly on retailer websites.
2. Malicious E-Commerce Websites
•What It Is: Fake online stores set up to mimic legitimate retailers. These sites collect payments but never deliver products—or worse, steal credit card information.
•How to Avoid: Stick to trusted and verified e-commerce sites. Look for “HTTPS” in the URL and check reviews before purchasing.
3. Payment Card Skimming
•What It Is: Cybercriminals use malware to intercept credit card details during online transactions or hack physical point-of-sale systems.
•How to Avoid: Use secure payment methods like PayPal or virtual credit cards, and avoid using public Wi-Fi when shopping.
4. Package Delivery Scams
•What It Is: Fake delivery notifications via email or text that lead to phishing sites. These messages may claim you need to “confirm details” for delivery.
•How to Avoid: Always track deliveries through official carrier websites and avoid clicking on links in unsolicited messages.
5. Ransomware Attacks
•What It Is: Businesses, especially retail operations, face increased ransomware attacks during peak shopping seasons. Cybercriminals encrypt systems and demand payment to restore access.
•How to Avoid: Back up critical data regularly, patch systems, and train employees to recognize suspicious activity.
6. Fake Gift Cards and Holiday Offers
•What It Is: Cybercriminals offer discounted gift cards or fake holiday deals to lure victims. Victims either lose money or expose sensitive information.
•How to Avoid: Purchase gift cards only from official retailers and avoid deals that seem too good to be true.
7. Social Engineering via Holiday Greetings
•What It Is: Hackers exploit holiday goodwill by sending malicious e-cards or charity donation requests. Clicking on these links can install malware or lead to phishing websites.
•How to Avoid: Verify the source of e-cards and donation requests before interacting with them.
Final Thoughts
During the holiday season, cybercriminals capitalize on the chaos, urgency, and generosity of the period. Staying vigilant and adopting basic cybersecurity practices can save you from becoming a victim. Remember: when something seems suspicious, trust your instincts and double-check.